TD Bank Q4 2007 Earnings

RBC Capital Markets, 30 November 2007Domestic retail bank earnings growing faster than peers who have reported so farDomestic retail banking net income was 5% below our expectations, but was still up 14% from Q4/06. Revenues were up a strong 10% but expenses rose more than we expected primarily because of costs related to preparing for longer branch hours that started on November 1st.� Volume